Student Loan Refinancing

Earnest is a technology company using cutting-edge data science, smarter design, and software automation to rebuild financial services. Founded on the belief that financially responsible people deserve better options and access to credit, Earnest's lending products are built for a new generation seeking to reach life's milestones. The company uses data and technology to understand every applicant's unique financial story and offer the lowest possible rates. On average, DDS graduates have saved $51,741 on their student loans by refinancing with Earnest.

Refinancing is a great solution for employed or soon-to-be-employed graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

Our student loan refinancing helps you pay down your federal and private student loans on your terms. We consolidate as many of your existing student loans as you’d like at a lower rate, with the option to choose between a fixed or variable rate at a term that fits your exact needs. We can refinance a minimum of $5,000 of eligible student loans, up to $500,000. 



Offer Information

Earnest has partnered with AGD to offer student loan refinancing to AGD members. Members get a $400 bonus when they refinance their loans with Earnest.

Access the Exclusive Benefits passcodes page for your direct link to savings.